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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.

Our new headquarters is located at 1750 H St. NW #650, Washington, DC 20006

Events

2024 AFSA Annual Meeting

Oct 21 - Oct 23, 2024
The Biltmore | Phoenix, AZ

2025 Vehicle Finance Conference & Expo

Jan 20 - Jan 23, 2025
Roosevelt Hotel | New Orleans, LA

2025 Independents Conference & Expo

May 19 - May 22, 2025
Hyatt Regency Huntington Beach | Huntington Beach CA

Blog

October White Paper | Buy Now, Pay Later
Oct 02, 2024

AFSA’s State Government Affairs team has released its October white paper, which is focused on “buy now, pay later” (BNPL) services. The rise of online shopping has fueled the popularity of BNPL services, which allow consumers to borrow the exact amount needed and spread payments over four installments. While BNPL is a new industry, the idea […]

News From Our Members | PayNearMe Expands Presence in Personal Lending With GOLDPoint Systems Partnership
Oct 02, 2024

“News From Our Members” is sponsored content produced by AFSA’s Business Partners’ to provide thought leadership and best practices for AFSA member companies. For more information about this sponsored content opportunity, contact Dan Bucherer. PayNearMe Press Release PayNearMe Expands Presence in Personal Lending With GOLDPoint Systems Partnership September 19, 2024 Technology integration enables GOLDPoint Systems’ […]

Featured Business Partner | ACI Worldwide
Oct 01, 2024

The featured Business Partner for the month of October is ACI Worldwide As an unrivaled leader in billing and payments, ACI Worldwide offers ACI Speedpay, proven to drive efficiency and increase collections. Through our comprehensive suite of software solutions, we provide real-time payment and disbursement capabilities and enable the industry’s most complete consumer finance payments […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
Consumers
13.7
million
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
6.5
million
consumers in the prime or better risk tier
$1,500 average installment agreement amount
Handshake
$1,500
average installment agreement amount
2.3 MILLION new auto loans each month
Car
2.3
million
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.
Communications
Publications

Publications

Interested in receiving AFSA publications like Capital Notes, News You Need, meeting details, and webinar/podcast announcements? Create a user account today!
Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
Coronavirus
AFSA Training

Coronavirus

AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AWARE
MoneySkill
AFSA Education Foundation
AFSA Education Foundation